Life Insurance
You have worked hard for your wealth and assets. We want to protect your hard work and make sure your financial plans are in tact. The unexpected can tum a family upside down as well as put a bump in business. Make sure you are prepared for your family and your business.
Primary forms of Life Insurance are:
Term Life Insurance-Term provides insurance protection for a specified period of time. This is the most cost effective form of Life Insurance and is available for periods from l year to 30 years.
Universal Life Insurance - Universal life is a form of permanent life insurance characterized by its flexible premiums, flexible face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically, but is usually guaranteed not to fall below a certain percentage.
Whole Life Insurance – Whole Life Insurance is a form of permanent life insurance that provides basic coverage while also building cash value. Coverage is provided for a person’s lifetime, assuming premiums are paid in a timely fashion.
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